Pinnacle Equity Management, LLC d/b/a Pinnacle Capital Group, (“Pinnacle”), LLC has developed a Business Continuity Plan on how we will respond to events that significantly disrupt our business. Since the timing and impact of disasters and disruptions are unpredictable, we will maintain flexibility in responding to actual events as they occur. With that in mind, we are providing you with this information on our business continuity plan.
Contacting Us – If after a significant business disruption you cannot contact us as you usually do by contacting your regular representative or contacting our main office at 314-963-9336 or the Los Angeles office at 310-684-2699, you should go to our website at www.pinnaclecapgrp.com.
Our Business Continuity Plan – We plan to quickly recover and resume business operations after a significant business disruption and respond by safeguarding our employees and property, making a financial and operational assessment, protecting the firm’s books and records, and allowing our customers to transact business. In short, our business continuity plan is designed to permit our firm to resume operations as quickly as possible, given the scope and severity of the significant business disruption.
Our business continuity plan addresses: data backup and recovery; all mission critical systems; financial and operational assessments; alternative communications with customers, employees, and regulators; alternate physical location of employees; critical supplier, contractor, bank and counter-party impact; regulatory reporting; and assuring our customers prompt access to their funds and securities if we are unable to continue our business.
Varying Disruptions – Significant business disruptions can vary in their scope, such as only our firm, a single building housing our firm, the business district where our firm is located, the city where we are located, or the whole region. Within each of these areas, the severity of the disruption can also vary from minimal to severe. In a disruption to only our firm or a building housing our firm, we will transfer our operations to a local site when needed and expect to recover and resume business within 6-12 hours. In a disruption affecting our business district, city, or region, we will transfer our operations to a site outside of the affected area and recover and resume business within 24 hours. In either situation, we plan to continue in business and notify you through our website www.pinnaclecapgrp.com. If the significant business disruption is so severe that it prevents us from remaining in business, we will assure our customer’s prompt access to their funds and securities.
For more information – If you have questions about our business continuity planning, please contact us at 310-684-2699.
Pinnacle Equity Management, LLC, d/b/a Pinnacle Capital Group (“PINNACLE”) considers customer privacy a fundamental aspect of our relationships and we are committed to safeguarding the confidential information of our clients. Federal law requires us to tell you how we collect, share and protect your personal information. The policy of PINNACLE regarding personal information of current and former clients is as follows:
Information We Collect – In order to provide you with financial products and services, we collect information about you which may include nonpublic personal information. The personal information we collect includes: Name, address, social security number, passport, driver’s license and other government issued identification numbers, account numbers, telephone numbers, and certain information about your personal assets, account transactions and balances, income, and net worth.
Information We Share with Others – PINNACLE will not disclose your personal information to third parties, except under limited circumstances. PINNACLE shares your personal information as necessary to effect transactions in / conduct business for your account with us.
PINNACLE does not disclose your personal information for marketing or joint marketing purposes. If this change’s, PINNACLE will notify you prior to sharing any of your personal information for these purposes. Whenever possible, we will offer you the opportunity to limit sharing of your personal information.
Information We Protect – Pinnacle has physical, electronic and procedural safeguards in place to protect the confidentiality of your information. We use various security measures that comply with federal laws and the requirements of our regulators. These measures include the use of physical barriers such as secured files, buildings, offices, as well as electronic means such as firewalls, encryption and access controls. We also utilize confidentiality agreements, secure disposal protocols and conduct periodic training for all employees.
Welcome to the Pinnacle Capital Group’s (“Pinnacle”) website. By accessing this website, you agree to comply with this binding user agreement between you and Pinnacle, which governs your access and use of the website. If you do not accept these terms and conditions, do not use this website. Your use of this website indicates your full acceptance of this user agreement in its then-current form each time you use the website. Pinnalce reserves the right to change the terms and conditions at any time, without notice.
Ownership and Restrictions on Use
All content included on this website is the property of Pinnacle or others and is protected by copyright with all rights reserved. You may download or print out a hard copy of individual pages and/or sections of the Pinnacle website, provided that you do not remove any copyright or other proprietary notices. Any downloading or otherwise copying from the Pinnacle website will not transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the Pinnacle website without the prior written permission of Pinnacle. You may not disassemble, deconstruct or otherwise violate the security of all or any portion of this website. At any time and for any reason we may revoke your right to use all or any portion of the website.
Risks You Assume by Using This Website
Information on this website speaks only as of the date indicated. We make reasonable efforts to provide accurate information, but at times we may not promptly update or correct this website even if we are aware that it is inaccurate, outdated or otherwise inappropriate. You agree that we are not liable for any actions you take or decisions you make in reliance on any information on this website.
We make reasonable efforts to avoid technological problems, but at any time this website may have, and/or may cause, technological problems including viruses. We are not liable for any defects, delays or errors in or resulting from your use of this website.
We may, but have no obligation to, monitor and record activity on this website for any reason or for no reason.
When you access certain links on the Pinnacle website you may leave the Pinnacle website. Pinnacle has not reviewed any of the websites linked to the Pinnacle website and does not endorse or accept any responsibility for the content of such websites nor the products, services or other items offered through such websites.
The contents of the password protected area of this website are subject to the confidentiality provisions of the respective investor fund documents.
No Offer of Employment
This website is not an offer of employment with respect to any employment position described on this website.
The information provided on this website is not intended for distribution to, or use in, any jurisdiction where such distribution or use would be contrary to law. You are responsible for compliance with applicable local laws and regulations.
The information and opinions contained on the Pinnacle website are provided without any warranty of any kind, either express or implied.
Limitation of Liability
Neither we nor any of our affiliates, agents or employees is responsible for any damages, liabilities or injury, including but not limited to indirect, incidental, special, punitive or consequential damages however caused arising out your use of (or inability to use) this website or this user agreement. Our liability is limited to the maximum extent permitted by law and is limited even if we have been advised of the possibility of the damages, liability or injury that you suffer or if any remedy you have fails of its essential purpose, including any damages, liabilities or injuries caused by any failure of performance, error, omission, theft, interruption, deletion, defect, delay in operation, computer virus, communication line failure, or other computer malfunction.
You agree that your use of this website and any disputes relating to the website or this user agreement shall be governed in all respects by the laws of the state of California. Any dispute relating to the above shall be brought solely in the state or federal courts located in Los Angeles, California, and it is agreed that such courts shall have jurisdiction over the parties to this user agreement and any dispute arising hereunder.
The material on this website is for the general information of our clients and visitors. This website does not constitute an offer to sell or a solicitation of an offer to buy or sell any security or investment product, and may not be relied upon in connection with any offer or sale of securities. Nothing on this website is a recommendation that you purchase, sell or hold any security, or that you pursue any investment style or strategy. Nothing on this website is intended to be, and you should not consider anything on the website to be, investment, accounting, tax or legal advice.
Customer Identification Program
To help the government fight the funding of terrorism and money-laundering activities, and to verify your identity, federal law may require Pinnacle Capital Group (Pinnacle) to obtain your name, date of birth, address and a government-issued identification number before opening your account. If you are acting on behalf of a corporate entity, we may be required to obtain your name and title, and the corporation’s address and government-issued identification number. In certain circumstances, Pinnacle may obtain and verify this information with respect to any person(s) authorized to effect transactions in an account. Your account may be restricted and/or closed if Pinnacle cannot verify this information. Pinnacle will not be responsible for any losses or damages (including but not limited to lost opportunities) resulting from any failure to provide this information, or from any restriction placed upon, or closing of, your account.
Conflicts of Interest
Pinnacle and its affiliates may from time to time engage in activities that are in conflict with their securities customers. The employees of Pinnacle, its contract consultants, and its affiliates are bound to the customer’s best interests and are required to notify Pinnacle of any possible or potential conflict of interest which may result from their other activities, and may commence such other activities only after the prior, written approval of Pinnacle, which may not be unreasonably withheld.
Important: all investing is risky, and no investor should decide to commit funds without first consulting with a competent professional adviser. The past performance of any investment, investment strategy or investment style is not indicative of future performance. Future results may vary, and are not guaranteed. The value of investments and their income may increase or decrease, and a loss of principal – including all principal – may occur.
Pinnacle is primarily a private placement banker and broker. A private placement is the sale of registered or unregistered securities to a limited number of qualified private investors, including institutional investors, accredited individuals, and entities that meet certain investor eligibility requirements.
Securities purchased through private placements typically fall into the category of alternative assets – investments that often have a low correlation to public markets and offer essential diversification to portfolios dominated by traditional stocks and bonds. However, private placements generally are highly illiquid, and are not subject to public disclosure obligations. Investors should consult professional advisers, perform deep due diligence, and engage in careful deliberation before investing.
Investing in private placements requires high risk tolerance, low liquidity concerns, and long-term commitment. Investors must be able to afford to lose their entire investment. For those reasons, these offerings may be made available only to certain institutional investors and high net worth individuals and entities. As with all alternative investments, investors must meet certain eligibility tests to qualify as purchasers. Currently, entities must have assets of at least $5 million (or all individual owners meet accredited investor tests). Individuals must have a net worth of more than $1 million or gross income for each of the last two years of at least $200,000 ($300,000 with spouse) with the expectation of the same income in the current year, excluding one’s residence.
Securities Investor Protection Corporation (SIPC)
Pinnacle is a member of the Securities Investor Protection Corporation (SIPC), which provides protection for owners of securities accounts. Our firm does not hold securities; all accounts and assets are held by our issuers, sponsors, or their clearing brokers or qualified custodians. No coverage protects against a decline in the market value of securities. An explanatory brochure about the SIPC protection is available upon request through the Securities Investor Protection Corporation, www.sipc.org.
For further information, questions, access requests, or any other issues arising under the Privacy Shield, please contact:
William Davis, Chief Executive Officer
Pinnacle Equity Management, LLC dba Pinnacle Capital Group
4105 E Broadway, Suite 101
Long Beach, CA 90803 Phone: (310) 684 - 2781